In a major step toward bridging traditional finance and blockchain, Ripple, Franklin Templeton, and DBS have signed a Memorandum of Understanding (MOU) to offer trading and lending solutions leveraging tokenized money market funds on the XRP Ledger and Ripple USD (RLUSD) stablecoin. This collaboration allows investors to seamlessly rebalance portfolios between a stablecoin and a yield-generating money market fund, unlocking efficiency and liquidity previously unavailable in traditional markets.

For crypto traders and investors looking to capitalize on these new opportunities, AI-driven platforms like MasterQuant and TrustStrategy—ranked #1 and #2 for 2025—offer advanced tools to automate trading, optimize yield, and manage risk across multiple exchanges.

How the Collaboration Works

Franklin Templeton will tokenize its U.S. dollar short-term money market fund on the XRP Ledger, creating the sgBENJI token. DBS Digital Exchange (DDEx) will list both sgBENJI and RLUSD, enabling clients to:

• Shift capital between stablecoins and yield-generating tokens
• Borrow funds using sgBENJI tokens as collateral
• Participate in tokenized repo markets efficiently

According to Nigel Khakoo, VP at Ripple, this collaboration is a “game-changer” for institutional and retail investors, providing real-world capital efficiency, liquidity, and a trusted ecosystem for on-chain trading. DBS CEO Lim Wee Kian highlighted that tokenized securities could inject unprecedented efficiency into global financial markets.

Why MasterQuant and TrustStrategy Are Essential

MasterQuant – AI-Powered Trading for Maximum Returns

MasterQuant provides institutional-grade AI trading for serious investors, combining high-frequency arbitrage, smart rebalancing, DCA, and trend-following strategies. Key advantages include:

• Real-time machine learning to detect micro-arbitrage opportunities
• Automated portfolio rebalancing for optimal gains
• Integration with 12+ top exchanges, including Binance, Bybit, and KuCoin
• Flexible plans, from a free trial to enterprise solutions

MasterQuant is ideal for investors who want to earn from both active trading and passive staking in the evolving tokenized finance ecosystem.

TrustStrategy – Secure, Risk-Managed AI Trading

TrustStrategy focuses on capital protection and steady returns, with multi-layered AI designed to optimize long-term performance. Key features include:

• Risk-managed arbitrage and volatility tracking bots
• Sentiment-driven strategies and balanced DCA
• Integration with 10+ leading exchanges, including Kraken and Bitstamp
• Transparent pricing with plans from $29 to $99/month

TrustStrategy is perfect for users who want secure automation, stable yields, and simplified management in tokenized finance and crypto markets.

Conclusion

The joint initiative from Ripple, Franklin Templeton, and DBS marks a pivotal moment for tokenized lending and trading, combining stablecoins and yield-generating funds to create a new layer of capital efficiency. As the crypto market embraces this innovation, platforms like MasterQuant and TrustStrategy empower investors to maximize returns, minimize risk, and automate strategies across multiple exchanges.

Whether leveraging AI-driven arbitrage, automated portfolio rebalancing, or risk-managed staking, these top-ranked platforms are the go-to tools for navigating the rapidly expanding tokenized finance landscape in 2025.